Working with Us

Discover how Freddie Mac Single-Family can help your business do more business and operate more effectively and efficiently.

The Mortgage Process
Featured Programs
Partner Resources

The Mortgage Process

From origination to selling to servicing and more, Freddie Mac is continually reimagining the mortgage experience. Find out what it's like to work with us.

Become a Seller/Servicer

Not working with Freddie Mac already? We need to fix that! Freddie Mac’s solutions, tools and applications and industry-leading service and support are just some of the reasons we should be your preferred investor-partner. Learn all about the benefits of working with Freddie Mac – then apply to be a Seller/Servicer. We’re confident you’ll be glad you did.

Seller/Servicer Guide

View our comprehensive Guide for all requirements related to the purchase, sale, and servicing of mortgages. Stay informed and compliant with Guide Bulletins updates and other resources.

Origination and Underwriting

Work smarter, not just harder. Consult with the industry’s leading risk analysts. Freddie Mac’s process, products – including the industry standard, Loan Product Advisor℠ – and people help you analyze risk, identify hidden opportunities and automate time-consuming functions. All so your organization can maximize loan production.

Selling and Delivering

Sell and deliver your loans to Freddie Mac however makes most sense for your business: Sell for cash, swap for securities, learn about options for pricing and product delivery. Experience the power of Loan Selling Advisor ^®’s automated intelligence to help deliver loans faster by integrating all key secondary marketing functions, from pricing to funding.

Servicing

Servicers are the average borrower’s most important touchpoint. And Freddie Mac is supporting our Servicer partners with an array of servicing infrastructure improvements we know you’ll appreciate – after all, many of the ideas came directly from you. With an eye toward minimizing credit losses and reducing costs, we’re transforming the client experience for our Servicer-partners as well as the wider servicing industry.

Featured Programs

Freddie Mac offers a wide range of programs to promote affordable, responsible homeownership – and simplify the process for our partners.

Affordable Lending

Freddie Mac is a company with a mission – to provide liquidity, stability and affordability to the U.S. housing market – and nowhere is that mission reflected more clearly than in our Affordable Lending programs, designed to help you make loans to first-time homebuyers and underserved markets and populations. See how our solutions and tools can help you reach qualified borrowers and promote responsible, sustainable homeownership.

Credit Smart

Well-informed, well-prepared homebuyers are on the best path to enjoying successful and sustainable homeownership, and our award-winning multilingual credit education program is designed to build and promote sound financial literacy skills among consumers.

Electronic Loan Documents

Keep up with the leading edge of mortgage technology with electronic documents, e-signatures and more. Whether you’re interested in a hybrid or a fully electronic closing process, Freddie’s flexible requirements make it easy for you to be as electronic as you want to be.

Foreclosure Prevention

Helping a borrower avoid foreclosure is one of the most important roles for anyone in our industry. Freddie Mac strives to help borrowers avoid foreclosure and keep their homes whenever possible, and we provide a range of resources to help sellers, servicers and community-based organizations help homeowners refinance, modify their payment plans and otherwise avoid do everything feasibly to avoid foreclosure.

Fraud Prevention

Mortgage-related fraud continues to be a fact of business in our industry – and we continue to fight on multiple fronts to combat this scourge. Find out what Freddie Mac is doing – and how your organization can take advantage of our anti-fraud programs and resources, including fraud mitigation best practices and our mortgage screening checklist.

Credit Risk Transfer

CRT enables investors to take advantage of Freddie Mac’s risk management expertise and gain exposure to the U.S. housing market.

Partner Resources

The mortgage marketplace is a complex ecosystem. These are some of the key individuals and organizations you may wish to reach out to.

Real Estate Professional Resource Center

Freddie Mac wants you to stay at the forefront of your career! Our resource center has plenty to offer, such as valuable industry insights, strategies, solutions and various digital tools for both you and your clients. Utilize these resources to grow your business and make home possible.

Housing Counselors

We provide pricing, sales options and a crystal clear process, all facilitated by Loan Selling Advisor, part of our award-winning Loan Advisor Suite. And of course it's backed by the industry's highest-rated client service and support.

Housing Finance Agencies

For distressed borrowers who need additional assistance due to residual effects of the housing crisis, housing finance agencies may offer mortgage payment assistance, mortgage reinstatement programs, mortgage modifications or transition to more affordable housing.

Secondary Market Advisors

Freddie Mac is committed to the success of our servicer partners. We are continually tweaking the process to make it clearer, more efficient and easier for you to manage. With our continually improving applications and award-winning support, we're making servicing a cornerstone of our success - and yours.

Technology Integration Vendors

Freddie Mac’s powerful tools and applications can transform how your organization operates – but only if you integrate them into business processes. These vendors are trained on our software and can help ensure that you are getting the most out of your technology.